Be aware of the times you should never pay with cash. Another option, notes R.J. Weiss, a certified financial planner and founder of the personal finance site The Ways to Wealth, is the banking.. How long does it take a check to clear after you write it? The answer depends on several factors. In many cases, checks hit your account two to three days after the payee receives your payment. Until the check clears, it is essentially just an IOU—a promise to pay, which you might not fulfill. But the clearing timeline has compressed since.
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As long as the check is deposited before the institution's specified cut-off time, it should be available within a day or two. While the cut-off time for a branch deposit can vary, it can't be.. Time to clear. Chase. Same day if the check is received before 11 p.m. Eastern time via QuickDeposit¹. Wells Fargo. Funds typically available same day if received on a business day². Bank of America. Same day if the deposit is made by 9 p.m. Eastern time³. TD Bank.
